Legal


FCLifenet is a service of SelmanCo on behalf of Minnesota Life.

Minnesota Life Insurance Company (NAIC #66168) is domiciled in Minnesota and is authorized to transact business in the District of Columbia, Puerto Rico, and all states except New York. Minnesota Life's principal place of business is 400 Robert Street North, St. Paul, MN, 55101. Insurance sold in the State of New York is underwritten by Minnesota Life's New York domiciled subsidiary, Securian Life Insurance Company (NAIC #93742). Securian's principal place of residence is 400 Robert Street North, St. Paul, MN, 55101-2098. Securian Financial Network, Inc. is the sales and distribution arm of Minnesota Life and its affiliates. Securian Financial Network, Inc. does business as Securian Financial Insurance Agency, Inc. in Massachusetts, Utah and California (CA license #0B64522). Securities products are offered through Securian Financial Services, Inc. Securian Financial Services, Inc. is a wholly-owned subsidiary of Securian Financial Group, Inc. and is a registered broker-dealer under the Securities Exchange Act of 1934 and a member of the National Association of Securities Dealers and Securities Investor Protection Group. Securian Retirement Services is a business unit of Minnesota Life.

Information on this web site is provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The data set forth on this web site is for informational purposes only, and no warranty is made that the information is error-free. Please note that once you leave this site, either by using a link we may have provided for your convenience or by specifying your own destination, neither Minnesota Life nor SelmanCo accepts no responsibility for the content, products and/or services provided at these non-Minnesota Life sites. Neither Minnesota Life nor SelmanCo does not control, endorse, promote or have any affiliation with any other web site unless expressly stated on this site.

IN NO EVENT WILL MINNESOTA LIFE OR SELMANCO BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES ARISING OUT OF ANY USE OF THIS WEB SITE, OR ANY OTHER HYPER-LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES.

Information on this Web site may contain inaccuracies or errors. Information may be changed or updated without notice. We have no obligation to update information presented on this web site, so information contained herein may be out of date at any given time. We may also make improvements and/or changes in the products and/or programs described in this information at any time without notice.

All service marks and logos located on the Site are owned by Minnesota Life unless otherwise indicated. All Materials are Minnesota Life's property, unless otherwise indicated. All Materials are protected by United States copyright laws and all other applicable laws. Removal or reproduction, by any means, of any Materials, logo, trademark, service mark, or the name of Minnesota Life or its affiliates, is expressly prohibited without the prior written consent of Minnesota Life.

We send internet visitors “cookies”. A cookie is a small data file sent by the site to your browser, which may then be stored on your hard drive. Our cookie enables the site to recognize you if you have utilized certain site features. In addition, the cookie may recall information so that you do not have to re-submit it, and also automatically updates site information. Cookies issued by our company will expire after you log out and are not used to track your other internet activities.

Certain browsers have settings that allow you to turn on a “do not track” feature. This Website does not currently support “do not track” and will not honor your web browser’s “do not track” signal.

We do not participate in tracking networks and do not intentionally or knowingly allow other parties to collect personally-identifiable information about your on-line activities over time and across different websites, when you visit the sites or use any of the services. We do not, however, have control over third parties’ activities, including if a third party accesses information based on your visit to our website.

To further protect your security while using FClifenet, protect your password. Please don't share your password with anyone. If at any time the security of your password is in question, immediately call SelmanCo (1-800-252-5152) to change it. If you've lost or forgotten your password, call SelmanCo or complete online request for a new password.

Questions or concerns? Call us

If you become concerned that your account information maintained at SelmanCo is incorrect, please contact us by calling 1-800-252-5152 or use the Contact Us section of the site, and we will review and update our records.

Minnesota Life and/or SelmanCo may change this statement from time to time without notice. This statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.